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· 2004: First global consumer boycott (consumers linked via Internet boycott brands on a global scale).
· 2004: Financial services have become commodities. Banks and insurance companies compete on lifestyle rather than interest rates.
· 2005: Most market research based on virtual (membership and identity in virtual communities) rather than physical properties (zip code, age, sex, etc.).
· 2005: The Internet enables most professionals to choose their residence on the basis of tax rates and lifestyle, rather than the strength of the local job market.
· 2006: The first individuals go public (IPO).
economic crisis in
· 2007: Advertising industry collapses: Most advertising in electronic media filtered out by intelligent agents; most private shopping done by bots based on product standards, price and ratings.
· 2007: AI fund managers produce consistently better returns than human money managers.
· 2007: Money-laundering made easy by virtual money-laundering banks hosted offshore using agents that automatically move money in and out of financial markets.
· 2008: Children becoming significant spenders (without parental involvement) as they are able to spend money through the Internet.
· 2010: Companies plant first shopping viruses into private shopping bots.
· 2010: Fund management software combining AI investment selection and automated electronic trade execution is cheaply available; decline of brokerage and mutual fund industries.
· 2010: Forced transparency of publicly traded stock and massive increase in program trading equalizes equity returns across industries, companies and time; seeking higher returns, investors flock to venture capital and private offerings, creating a whole new industry of semi-publicly traded stock.
· 2010: 50% of all retail banking in developed countries via Internet.
· 2010: Formation of a global electronic stock exchange.
· 2010: Private money issued by Internet banks, credit card companies, auction sites and e-commerce companies leads to first global hyperinflation.
· 2010: Monetary system managed by private companies and suppliers of computer operating systems. Fed has diminished control over monetary policy.
· 2010: Exponential growth of electronic content leads to development of an information and knowledge-rating industry.
· 2010: Mandatory social competence classes in MBA schools.
· 2010: Info-fasting becomes global craze.
· 2010: Authenticity movement as backslash against VR. First retail chains publish their authenticity policy.
· 2010: Technology-driven unemployment of people over 40 years of age.
· 2010: Synthetic person becomes major role model for global youth.
· 2010: Purpose industry becomes major economic force.
· 2011: First global marketing and sponsoring contracts for synthetic person.
· 2012: Computer virus halts trading at major stock exchanges around the world. Trading flocks to e-Bay.
of income and wealth in western countries reaches level of
· 2015: Executive search companies increasingly consider personal network of candidates rather than knowledge and skills.
· 2015: Securitization of ideas and individuals (not only organizations / companies).
· 2018: The last labor union in a developed country is dissolved.
· 2020: Last national currency joins $, Yen, Euro or Renmimbi.
· 2020: Hiring decisions based on DNA.
· 2020: Anti-discrimination laws against synthetic workers.
· 2025: Anti-discrimination laws against human workers – management prefers synthetic workers as they are easier to manage.
· 2025: Paper money taken out of circulation in developed countries.
· 2025: Hiring decisions based on brain scan.
· 2050: Wealthiest person in the world is synthetic.
of management titans from DNA (
Founder & Chairman